Credit and Analytics Lead, Nigeria – Remote

July 12, 2022

Job Description

  • Lagos

Branch International

Branch delivers world-class financial services to the mobile generation. With offices in the United States, Nigeria, Kenya, and India, Branch is a for-profit socially conscious company that uses the power of data science to reduce the cost of delivering financial services in emerging markets. We believe that everyone, everywhere deserves fair financial access. The rapid spread of smartphones presents an opportunity for the world’s emerging middle class to access banking options and achieve financial flexibility.
We are recruiting to fill the position below:
Job Title: Credit and Analytics Lead, Nigeria
Location: Nigeria (Remote)
Employment Type: Full-time
Department: Credit & Analytics
Level: Experienced
Job Overview

Branch launched in Nigeria in early 2017 and has seen rapid adoption and growth. As a company, we are passionate about our customers, fearless in the face of barriers, and driven by data.
In this role, you will help to solve analytical problems across the organization and grow profitability by proposing product and strategy changes.
You will make data-driven decisions to optimize performance in various areas across the product, growth, and operations strategy.
As the lead, you will help the team achieve their goals through servant-style leadership, removing roadblocks, and clear communication.


Monitor performance and drive changes in credit policy of our Nigeria portfolio to optimize profitability and reach growth targets
Collaborate with data science, product, marketing, collections, and engineering to propose experiments and policy changes
Conduct ad-hoc analysis to identify underlying explanations for changes in portfolio performance, develop data-driven solutions, and evaluate expected portfolio impacts
Propose data-driven product changes to improve customer experience and company profitability. Partner with product and engineering teams to implement your solution into production
Develop statistical models to assist in pricing and user segmentation for capital markets transactions and financial data analysis


8+ years of relevant experience
Fluent in SQL and Excel. Proficiency in R/Python, or similar statistical analysis tool, is a plus
Previous experience in analytics and/or quantitative modeling, using large datasets
Experience in analyzing, visualizing, and communicating impactful insights to management, investors, and/or auditors
Strong strategic thinking and problem-solving skills
Enthusiasm for working across cultures, functions, and time zones

Benefits of Joining

Mission-driven, fast-paced and entrepreneurial environment
Competitive salary and equity package
A collaborative and flat company culture
Fully paid life and health insurance benefit with Axa Mansard (Platinum plan)
28 days of paid vacation days, 30 days of sick leave, bereavement leave, and periodic mental health days
Fully paid parental leave – 6 months maternity leave and 3 months paternity leave
Pension benefit 
Monthly WFH stipend alongside a one time home office set-up budget
Annual professional development budget 
Discretionary trips to our offices across the globe, with global travel medical insurance (when it’s safe to travel!)
Weekly team meals and social events (virtual for now!)
Flexible working hours
Where we work: Remote first, with the option to work in-person occasionally

Application Closing Date
Not Specified.
Method of Application
Interested and qualified candidates should:
Click here to apply online

Branch International is an Equal Opportunity Employer.
The company does not and will not discriminate in employment on any basis prohibited by applicable law.
We’re looking for more than just qualifications – so if you’re unsure that you meet the criteria, please do not hesitate to apply.

To apply for this job please visit


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